The Seattle Public Library, in partnership with Consumer Education and Training Services (CENTS) and the Washington Attorney General's Office, will host a presentation on student loan repayment followed by one-on-one debt consultations from 2 p.m. to 4:30 p.m. Saturday, April 22 at the Central Library, 1000 Fourth Ave., Level 4, Washington Mutual Foundation Meeting Room 1, 206-386-4636 .

Library events and programs are free and everyone is welcome. Registration is not required. Parking is available in the Central Library garage for $7.

Student loan debt affects millions of Americans and is now the second-largest sector of household debt at more than $1 trillion. At this presentation, panelists from CENTS will cover:

Types of student loans, and how to find out what type you have
Defaulted loans and options to deal with default
Finding an affordable payment plan to stay out of default
How to change payment plans
Loan forgiveness options for federal student loans
Dealing with collection activity
Specific issues related to private student loans
Pros and cons of filing for bankruptcy
Scams and frauds to watch out for
Self-help resources and further assistance

Following the presentation, there will be a question and answer session and a limited number of one-on-one attorney consults will be assigned on a first come, first served basis to help attendees make a strategy to deal with student loan debt.

The event schedule will be as follows:

2:00 p.m. - Presentation

2:50 p.m. - Q&A

3:20 p.m. - One-on-one consultations (10 minutes each)

This program is presented in partnership with the Education Subgroup of the Washington Attorney General Student Loan Workgroup. Outreach subgroup members represent the following organizations: CENTS, Northwest Consumer Law Center, Northwest Justice Project, Washington Student Association and the Washington Attorney General's Office.